Financial & Commercial Insurance Disputes
Commercial insurances are a vital component of every business’ risk management strategy. Whether it's protection from litigation, cyber risks, financial crime or management liability, commercial insurances provide important protection against the everyday risks of doing business. When those insurances fail to perform, and when your insurers fail to provide badly needed financial support, businsses can find themselves in a difficult (and often existential) situation.
We are experts in challenging commercial insurers when insurance claims are declined, payments are restricted or policies are avoided. When a commercial insurer unjustifiably fails to perform its obligations under your policy, our specialist solicitors are ready to fight your corner to ensure that valid claims are paid.
Our specialist solicitors have proven expertise in relation to all aspects of financial and commercial insurance disputes across a range of industry sectors, including claims on the following policy types:
- Directors and Officers ("D&O")
- Trade Credit and Political Risk
- Financial Institutions
- Transactional Risks: Warranty and Indemnity, POSI and Tax
- Crime and Fidelity
- Political Violence and Terrorism
- Public & Employer’s Liability
- IP Protection
- Kidnap & Ransom
- Products Liability
Our Financial & Commercial Risks team is led by John Curran. We have particular expertise in resolving complex policy interpretation and coverage issues arising under financial and commercial insurance products, such as:
- Late notification disputes
- Allegations of breaches of policy conditions
- Scope of cover disputes (and the notification of "circumstances")
- Misrepresentation and non-disclosure disputes
- Aggregation disputes
- Gaps in cover between policy years
- Allegations of fraud
If your commercial insurers have declined your business' claim, avoided your policy or paid you less than you think you are owed, please contact us now for a free, no-obligation review of your claim by one of our specialist commercial insurance solicitors.