Professional Indemnity Insurance Disputes
Even the best professionals are vulnerable to claims of negligence when the advice or service fails to meet a client's expectations. When that happens, Professional Indemnity Insurance is safety net against the disruption, costs and damages such a claim might bring. That’s why, as professionals, it's essential that you can rely upon your insurers to support you when things go wrong.
Sometimes, that doesn't happen. Insurers may impose unjustifiable "reservations of rights" rather than support and peace of mind. They might seek to restrict the financial support you are entitled to, or seek to impose more excesses than you are truly responsible for. Worse, the insurer might simply fail to respond, decline your claim outright or seek to avoid your policy entirely.
We are experts in challenging all of these arguments. We act exclusively for policyholders pursuing claims for indemnity against their insurers and for uninsured policyholders defending claims made against them. When your insurance doesn't provide the support you need, we're there to use our expertise to fight your corner.
We're experienced in acting for:
- Insurance Brokers
Our Professional Indemnity Insurance Disputes team is led by James Morris. We have particular experience and expertise in complex policy interpretation and coverage issues, including the following:
- Late notification disputes
- Alleged breaches of policy conditions
- Scope of policy cover disputes (and the notification of "circumstances")
- Aggregation disputes
- Year of attachment disputes
- Allegations of fraud
If your PI insurers have declined your claim, avoided your policy or paid you less than you think you are owed, please contact us now for a free, no-obligation review of your claim by one of our specialist professional indemnity solicitors.